Insights
Insights for smarter expense management
Practical tips, user stories, and financial strategies that help you track expenses, organize your finances, and make better spending decisions.
AI & THE FUTURE OF MONEY MANAGEMENTMONEY PSYCHOLOGY & HUMAN BEHAVIORUNDERSTANDING BIG EXPENSESMASTERING YOUR HOME BUDGETFOUNDATIONS OF HOME FINANCESHOUSEHOLD TYPES & PERSONALIZED STRATEGIESWhy This Project Exists
68 articles (Page 1 of 8)
AI & THE FUTURE OF MONEY MANAGEMENT
AI-based savings recommendations
AI-based savings recommendations are becoming a critical tool in navigating rising household costs.
Daria Larsson•
AI & THE FUTURE OF MONEY MANAGEMENT
Predicting bill increases (electricity, internet, mortgage changes)
Between 2026 and 2028, global households will experience a combination of rising electricity costs, steady internet price inflation, and shifting mortgage landscapes.
Daria Larsson•
AI & THE FUTURE OF MONEY MANAGEMENT
Smart notifications (“You’re overspending on X this month”)
AI-powered smart notifications have quietly become one of the most powerful features in modern personal finance. Instead of discovering too late that you’ve overspent, your banking or budgeting app now alerts you as it happens.
Daria Larsson•
MONEY PSYCHOLOGY & HUMAN BEHAVIOR
How financial anxiety affects decisions
Financial anxiety is one of the most common forms of modern stress.
Daria Larsson••5 min read
UNDERSTANDING BIG EXPENSES
How installment payments impact your creditworthiness
Understanding how installment plans influence your credit score can help you avoid hidden pitfalls and build a stronger financial foundation.
Daria Larsson••5 min read
UNDERSTANDING BIG EXPENSES
Example: financing a €2,500 sofa
High-Interest vs. “0% Interest” Plans — What You Need to Know
Daria Larsson••5 min read
UNDERSTANDING BIG EXPENSES
Klarna, PayPal Credit, store financing explained
This article breaks down how BNPL financing works, how Klarna and PayPal Credit differ from store financing, and how to use these tools without falling into debt traps.
Daria Larsson••9 min read
UNDERSTANDING BIG EXPENSES
How to avoid car-related debt traps
For many households, the car is the second-largest expense after housing. Yet cars are also one of the easiest ways to fall into long-term debt.
Daria Larsson••5 min read
UNDERSTANDING BIG EXPENSES
Depreciation and hidden fees
Depreciation directly affects your long-term financial stability: it’s money you will never recover.
Daria Larsson••4 min read