1. Introduction

Welcome to Billy ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience when using our mobile application and website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

2. Information We Collect

2.1 Mobile App

Information You Provide:

• Expense and subscription data you enter into the mobile app (stored locally on your device)
• Category preferences and custom categories you create
• Settings and preferences (currency, notifications, theme)
• Photos/images you capture or select for receipt scanning (stored locally on your device)
• Support communications and feedback submitted through the app

Automatically Collected Information:

• Device information (model, operating system, Android version, unique device identifiers)
• App usage data (features used, time spent in app, crash reports for debugging)
• Analytics data (collected through Firebase Analytics or similar services to improve app performance)

Permissions:

• Camera: Used only when you choose to capture photos of receipts
• Photo/Media Access: Used only when you choose to select existing photos for receipts
• Notifications: Used to send billing reminders and payment notifications (can be disabled in settings)

2.2 Website

Information You Provide:

• Email address when joining our waitlist
• Name, email, and message when using the contact form
• Comments or feedback submitted through the website

Automatically Collected Information:

• Browser information (type, version, language)
• Device information (when accessing the website from a mobile device)
• Usage data (pages visited, time spent, click patterns)
• Analytics data (collected through Google Analytics - see our Cookie Policy for details)
• IP address and general location data

3. How We Use Your Information

3.1 Mobile App

We use information collected through the mobile app to:

• Provide core functionality (storing and managing your expense and subscription data locally on your device)
• Send billing reminders and payment notifications (if enabled in settings)
• Generate analytics and spending insights based on your data
• Improve app performance and fix bugs through crash reporting
• Respond to support requests and feedback
• Understand usage patterns to enhance features and user experience

Important: Your financial data (subscriptions, expenses, categories) is stored locally on your device using Room Database. We do not have access to this data unless you explicitly share it with us through support requests or data export features.

3.2 Website

We use information collected through the website to:

• Send notifications when the mobile app launches (for waitlist subscribers)
• Respond to contact form inquiries and support requests
• Analyze website traffic and user behavior to improve content and user experience
• Provide blog content and RSS feed functionality
• Detect and prevent technical issues

4. Data Storage and Security

4.1 Mobile App

Local Storage: Your expense and subscription data is stored locally on your device using Room Database (Android's local database). This data never leaves your device unless you explicitly export it or share it with us.

Security: We implement Android's built-in security features including:

• Encrypted local database storage
• Secure file handling for exported data
• Android's permission system for camera and media access
• Secure backup rules (financial data is excluded from cloud backups by default)

Device Permissions: The mobile app requests permissions only when needed:

• Camera permission: Only requested when you choose to capture a receipt photo
• Photo/Media access: Only requested when you choose to select an existing photo
• Notifications: Requested to enable billing reminders (can be disabled anytime in settings)

4.2 Website

Information collected through the website (waitlist emails, contact form submissions) is stored securely on our servers. We implement appropriate technical and organizational measures to protect this information, including encryption in transit (HTTPS) and secure storage practices.

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information:

• With service providers who assist us in operating our services
• When required by law or to protect our rights
• In connection with a business transfer (merger, acquisition, etc.)
• With your consent or at your direction

6. Your Rights and Choices

6.1 Mobile App

You have full control over your data in the mobile app:

• Access: All your data is stored locally and accessible within the app
• Delete: You can delete individual subscriptions, categories, or all data through the app's settings
• Export: You can export your data to CSV/JSON format at any time
• Permissions: You can revoke camera, photo, or notification permissions anytime through Android settings
• Notifications: You can disable billing reminders in the app settings
• Uninstall: Uninstalling the app removes all local data (unless you've enabled Android backup)

6.2 Website

You have the right to:

• Request access to your personal information (waitlist email, contact submissions)
• Request deletion of your information from our systems
• Opt-out of analytics tracking (see Cookie Policy)
• Unsubscribe from waitlist notifications (reply to any email or contact us)
• Request a copy of your data

7. Cookies and Tracking Technologies

Website: Our website uses cookies and similar tracking technologies (such as Google Analytics). For detailed information about what cookies we use and how to manage them, please see our Cookie Policy.

Mobile App: The mobile app does not use cookies. However, it may use similar technologies such as device identifiers and analytics SDKs (like Firebase Analytics) to understand app usage and improve functionality. This data is anonymized and aggregated.

8. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your country.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at hello@billy-expenses.com or visit our Contact page.