1. What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

2. How We Use Cookies

Website: We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies help us improve our website and provide a better user experience.

Mobile App: The mobile app does not use cookies. However, it may use similar technologies such as device identifiers and analytics SDKs (like Firebase Analytics) for app functionality and improvement. See section 8 for more details.

3. Types of Cookies We Use (Website)

3.1 Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

3.2 Analytics Cookies

We use Google Analytics to understand how visitors interact with our website. These cookies help us analyze website traffic and user behavior, allowing us to improve our services. The information collected is anonymous and aggregated.

Google Analytics uses cookies to collect information such as:

• How many visitors we have
• Which pages are visited most often
• How long visitors stay on each page
• What website visitors came from

3.3 Functional Cookies

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

4. Third-Party Cookies (Website)

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the website and refine marketing efforts. These third parties may set their own cookies or similar technologies on your device when you visit our website.

Third-party services we use on the website include:

• Google Analytics - For website analytics and usage statistics

5. Managing Cookies (Website)

Most web browsers allow you to control cookies through their settings preferences. However, limiting cookies may impact your experience using our website. You can:

• Delete cookies that are already on your device
• Set your browser to refuse cookies
• Set your browser to notify you when cookies are being sent

To learn more about how to manage cookies, visit www.allaboutcookies.org.

6. Google Analytics Opt-Out (Website)

You can opt-out of Google Analytics tracking on our website by installing the Google Analytics Opt-out Browser Add-on. This add-on prevents Google Analytics from collecting information about your website visits.

7. Do Not Track Signals (Website)

Some browsers include a "Do Not Track" (DNT) feature that signals to websites you visit that you do not want to have your online activity tracked. Currently, there is no standard for how DNT signals should be interpreted. We do not currently respond to DNT signals on our website.

8. Mobile Application

No Cookies: Our mobile application does not use cookies. Cookies are a web technology and are not applicable to native mobile applications.

Similar Technologies: The mobile app may use similar technologies to cookies for functionality and analytics:

• Local Storage: The app uses Room Database (Android's local database) to store your expense and subscription data locally on your device. This is not shared with us.
• Device Identifiers: The app may use device identifiers (such as Android ID) for analytics purposes through Firebase Analytics or similar services. This data is anonymized and aggregated.
• Analytics SDKs: The app may use Firebase Analytics or similar SDKs to collect anonymized usage data (app crashes, feature usage, performance metrics) to improve the app. This does not include your financial data.

Your Control: You can control app analytics through your device settings or by uninstalling the app. Your financial data stored locally is never shared with analytics services.

9. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Cookie Policy on this page.

10. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us at hello@billy-expenses.com or visit our Contact page.