Receipt scanning with OCR
Snap a receipt and Billy extracts the amount, merchant, and category automatically. ~500 merchant name normalizations across 8 languages — all on-device.
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Free · iOS & Android · Works offline
Stop paying for subscriptions you forgot about.
Billy is the free expense tracker that works completely offline. Track subscriptions, scan receipts, set budgets — without a bank login or an account.
- Free forever
- No bank login
- No account needed
Scan to download
Scan with your phone camera to download Billy instantly
Available in 8 languages
- English
- German
- Spanish
- French
- Norwegian
- Polish
- Russian
- Serbian
All product names, logos, and brands are property of their respective owners. Shown for illustrative purposes only.
Sound Familiar?
Stop letting expenses slip through the cracks
Forgot a subscription you’re still paying for?
Lost a receipt you needed for a return?
No idea where your money went this month?
Missed a bill and got hit with a late fee?
Billy solves all of this. For free.
How It Works
Get started in 3 simple steps
1
Download Billy
Free on the App Store and Google Play. No account needed to start.
2
Add Your Expenses
Enter subscriptions, one-time purchases, or import from a spreadsheet.
3
Stay in Control
Get reminders before bills are due and visualize where your money goes.
Your data stays private and secure
The free version stores everything locally on your device. Protect access with fingerprint, face unlock, or PIN. No account required, no data leaves your phone. Pro users get optional encrypted cloud sync.
Features
Everything you need to track and manage your expenses
Billy gives you a complete view of your finances with category organization, visual analytics, payment tracking, and one-time expense management. All designed to help you stay on top of your spending.
Installment plan tracking
Track down payment + monthly installments + remaining balance + completion month. Built for financed phones, appliances, and furniture.
Biometric lock
Face ID, Touch ID, or fingerprint protects every screen. PIN fallback when biometrics aren't set up. No data leaves your phone on the free tier.
Real-time household sharing (Pro)
Share subscriptions, expenses, budgets, and savings goals with one other person. Edits sync in real time. Owner controls edit permissions.
Recurring subscriptions
Weekly, monthly, quarterly, bi-annual, and yearly billing periods. Automatic next-billing-date tracking and trial period support.
Budgets with smart alerts
Overall or per-category budgets with weekly, monthly, or yearly periods. Get notified before you blow past a limit, not after.
Visual analytics & forecasting
Interactive charts for spending trends, category breakdowns, and month-over-month comparisons. Plus a forecast of where you'll land this month.
Smart categories
17 presets plus unlimited custom categories. ML suggestions based on merchant name, color-coded with custom icons.
Income & savings goals
Track income from multiple sources alongside expenses. Set savings goals with target amounts, deadlines, and priority levels.
Smart reminders
Notifications before bills are due, when budgets run low, when trials end, plus an optional monthly spending summary.
Calendar view
Every upcoming bill plotted on a calendar. Know exactly when each payment hits.
Easy import & export (Pro)
Import from Excel, CSV, or QR code via our web tool. Export to CSV. Full JSON backup and restore for everything in the app.
Import Tool
Import your existing expenses
Upload a spreadsheet or type expenses manually in your browser. Then scan the QR code or download the file to import into Billy. Watch the 2-minute walkthrough →
Excel & CSVManual entryQR code import
Stories
Results users experience
From families with young children to freelancers – Billy makes managing finances easier.
Why Billy?
See how Billy compares
No more messy spreadsheets or expensive apps with forced sign-ups.
| Feature | Billy | Spreadsheets | Typical free apps |
|---|---|---|---|
| Track subscriptions & expenses | |||
| Works completely offline | |||
| No account required | |||
| No bank login required | |||
| Receipt scanning with OCR | |||
| Installment plan tracking | |||
| Biometric security | |||
| Real-time household sharing | |||
| Cloud sync across devices | |||
| Budget tracking & alerts | |||
| No ads, ever |
Comparing the free tiers of typical expense tracker apps. Premium-tier apps may include some of these features for a monthly fee.
Pricing
Simple, transparent pricing
Start free and upgrade when you need cloud sync and advanced features. No hidden fees.
Free Forever
Free
Everything you need to track expenses locally
- Unlimited subscriptions & expenses
- 17 categories + unlimited custom
- Receipt scanning with OCR
- Visual analytics & spending forecasts
- Budget tracking & alerts
- Payment reminders
- Installment plan tracking
- Income & savings goals
- Calendar view & home widget
- Biometric lock (fingerprint/face/PIN)
- Voice search
- Trip expense grouping
- Offline mode (local storage)
Pro1 Month Free Trial
$2.99/month
Sync across devices & unlock all features
Try free for 1 month, then $2.99/month
- Everything in Free, plus:
- Cloud sync across devices
- Household sharing with partner/family
- Import from Excel/CSV/QR code
- Export data to CSV
- Full JSON backup & restore
Start Free Trial
Cancel anytime before trial ends • No charge until trial expires
Ready for more control?
Take control of your expenses today.
Track subscriptions, scan receipts, set budgets, and see exactly where your money goes. Works offline. No account needed to start. Free forever on iOS and Android.
- Free forever
- No bank login
- No account needed
- Works offline
Insights
Insights and stories about managing expenses
Read tips, analyses, and experiences about tracking expenses, organizing finances, and making better spending decisions.
FAQ
Frequently asked questions
Everything you need to know before getting started with Billy.
Yes! Billy is completely free to download and use with no ads. The free version includes unlimited expense tracking, visual analytics, payment reminders, receipt photos, custom categories, and offline storage. All your data stays on your device. Pro ($2.99/month) adds cloud sync across devices, budget tracking with alerts, and data import/export features.
Billy Pro ($2.99/month) unlocks: Cloud sync to access expenses on multiple devices, budget tracking with spending alerts, import data from Excel/CSV files or via QR code from our web tool, and export your data to CSV for backup. You can upgrade anytime from within the app and cancel anytime via Google Play.
Billy is currently available on Android via Google Play. We're working on bringing Billy to iOS – join the waitlist on our website to be notified when it launches!
Absolutely! Billy works completely offline. Your expense data is stored locally on your device, so you can track expenses anywhere without an internet connection. Pro users can optionally enable cloud sync when online.
Simply add a new expense, select "Recurring", and choose the billing cycle (monthly, yearly, or custom). Billy will automatically track upcoming payments, show you when bills are due, and help you stay on top of your subscriptions.
Yes! Billy includes 7 predefined categories (Entertainment, Food, Shopping, Transport, Health, Home, Other) plus the ability to create unlimited custom categories. You can color-code and add icons for easy visual organization.
Free users: Your data is stored locally on your device, so uninstalling will delete your data – make sure to backup first! Pro subscribers: Your data is automatically synced to the cloud and will be restored when you reinstall and sign in with the same account.
Yes! Pro subscribers can import expenses from Excel or CSV files using our free web tool at billy.larssonsoftware.com/import. Map your columns, preview the data, then scan a QR code to import directly to your phone – no file transfers needed.
Never. Your privacy is our priority. We don't sell, share, or monetize your financial data. Free users' data stays entirely on their device. Pro users' cloud data is encrypted and only accessible by you.
You can cancel your Pro subscription anytime through Google Play Store > Subscriptions > Billy. You'll keep Pro features until the end of your billing period, and your data will remain accessible in free mode (stored locally).
Billy - Expense Tracker
Free · No account needed