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Insights
Practical tips, user stories, and financial strategies that help you track expenses, organize your finances, and make better spending decisions.

Stay tuned! A new article is on the way, packed with insights and practical tips. Coming soon.

Free trials and micro-payments feel harmless, but they exploit predictable biases in how we value “free,” avoid losses, and underestimate small repeated costs.

Christmas is a perfect storm for impulse spending, and for many people the most effective solution is not buying less, but setting clear rules—such as skipping adult gifts altogether.

We don’t buy things we don’t need because we’re weak—we buy them because our brains love a quick emotional hit and marketers know exactly which buttons to push.